With personal property insurance from Independent Mutual, the items you can’t afford to lose is protected. Discover which perilous events we can help cover and how we can work together to create an affordable, customized policy to protect your belongings.
A fire can quickly get out of control and cause severe and irreversible damage. Make sure your belongings are covered in the event of a blaze.
With a temperature five times hotter than the sun, lightning is extremely destructive. Keep your belongings covered in case the unpredictable strikes.
Smoke Damage can ruin your possessions long after the flames have been extinguished. Get coverage that protects you from this hidden vandal.
Windstorms can cause widespread devastation and loss of property. Be prepared for damage from strong winds with this coverage.
There are a number of situations that can cause an explosion to occur. Make sure your possessions are protected from an unexpected blast.
Endorsements can be added on to your policy at any time during the term to increase coverage for specific belongings or situations. (mid-term endorsements are not pro-rated) Explore the endorsements we offer below to see if coverage is available in your state. Contact your agent today to add endorsements to your policy.
Independent Mutual Personal Liability protection helps cover a lawsuit and medical expenses if an incident occurs, such as falling, in your residence to an individual that does not reside in the residence. No deductible applies.
Emergency expense benefit protection helps with expenses if your premises becomes unlivable due to damage to personal property from a covered loss. No deductible applies. *Policy restrictions apply.
Independent Mutual Food Spoilage protection can provide coverage for loss due to spoilage of perishable foods due to an electrical power interruption. No deductible applies.
Independent Mutual Burglary protection helps cover expenses from stolen personal property from your residence if you are a victim of a break-in. Deductible of $200 applies.
Independent Mutual Jewelry, Firearms and Furs protection can provide coverage to help protect your valuables such as Jewelry, Firearms and Furs due to a covered loss. No deductible applies.
Contact us today to request a quote and an experienced, licensed agent will contact you to customize your coverage to fit your needs!