Fire Policy Personal Property Insurance

At Independent Mutual Fire Insurance Company, we make it our business to protect the items you can’t afford to lose.

Contact us today to request a quote and we will put you in contact with an experienced, licensed agent to find out more.

Find an Agent

Discover which perilous events we can help cover and how we can work together to create an affordable, customized policy to protect your belongings.

Your valuables may be covered for losses resulting from:

  • Fire

    A fire can quickly get out of control and cause severe and irreversible damage. Make sure your belongings are covered in the event of a blaze.

  • Lightning

    With a temperature five times hotter than the sun, lightning is extremely destructive. Keep your belongings covered in case the unpredictable strikes.

  • Smoke Damage

    Smoke Damage can ruin your possessions long after the flames have been extinguished. Get coverage that protects you from this hidden vandal.

  • Windstorm

    Windstorms can cause widespread devastation and loss of property. Be prepared for damage from strong winds with this additional coverage.

  • Explosion

    There are a number of situations that can cause an explosion to occur. Make sure your possessions are protected from an unexpected blast.

  • *Other perils may be covered in your policy benefits. Contact us today to request a quote and we will put you in contact with an experienced, licensed agent to find out more!

Independent Mutual wants to make sure that all your valuables are covered!

We offer additional endorsements that can be added on to your coverage for a low affordable monthly rate such as:

  • Personal Liability

  • Emergency Expense Benefit

  • Food Spoilage

  • Burglary

  • Jewelry / Firearms / Furs

  • Not all additional coverages are available in all states.

    Find out which additional coverages are available in your state.

    Explore Additional Coverages

Experience the Independent Mutual Advantage.

  • Real-Time Claims Adjustment

    We use up-to-the-minute claims adjustment software to provide the utmost accuracy and fairness to our agents and policyholders.

  • Instant Quote Generation

    Our agents have digital access to quote a policy right from their electronic device. Quotes can be provided in just seconds!

  • Convenience

    Independent Mutual handles all administrative functions, including direct billing to the policyholder. We do the legwork so that you can focus on what’s most important.

  • Over 70 Years of Experience

    Since 1948, our commitment to our policyholders is to provide rapid claims processing, customized coverage based on your needs and unbeatable customer service!

Find an Agent for a Quote

Contact us today to request a quote and an experienced, licensed agent will contact you to customize your coverage to fit your needs!


Call Us Today (800) 248-7072